Frequently Asked Questions

Any Lee County Teacher, Past or Present, or any Lee County School Employee qualifies for this program. This includes bus drivers (paid by the school system), retired teachers who taught for more than 4 years, and all school personnel.

Absolutely. No Fees, No Closing Costs, and No Points on the Loans. No Application Fees, Processing Fees, Underwriting Fees, or Lock-in Fees. Not with this loan. Ever.

Our lenders know you are teachers and we also know your student debts probably exceed your yearly income. No problems. Our lenders manually underwrite you up front and we do not care about your student debts or any medical collections you may have. We look at the person, not the numbers.

Guidelines state you may have to wait 5-7 years before getting a home loan. Not with us. 2-3 years from discharge or sale of the home is all you have to wait. All can be forgiven.

All of them. No fees mean no fees!

Do you get paid from the School System? Then the answer is Yes!

Did you teach for more than 4 years when you did teach? Then the answer is Yes!

Unfortunately No. Teachers Can Buy Homes is a program designed exclusively for the needs of Teachers. This is not about realtors or mortgage brokers. This is an all-encompassing program that involves all trades and professionals from the inspector, broker, agent, underwriters, processors, originators, insurance agent, pest company, title companies, and all trades. So you can focus on what you do best, and we can focus on your success.

When you buy or sell a home through our program, we make a cash donation to the school program of your choice. You choose from academics, athletics, or special interest programs. The average teacher receives a $680 donation back to their school.

We offer Free Credit Restoration and Counseling. Many teachers either think they know how to fix their credit or just plain do not know how. That is where we come in. Of course, no fees for this either! Our goal is to help you get into a home no matter what the costs.